What is Unit Trust?
Unit trust is a form of collective investment scheme that allows you to pool your money with that of many other investors so that the Unit Trust fund can buy a wide range of investments that is managed by professional fund managers according to the Fund’s objectives and investment strategy.
Benefits of Investing in Unit Trust
Professional Fund Managers
Regulated by SC
Diversification of Assets
Access to Diversified Portfolio
Wide Investment Access
Benefits of Investing in Unit Trusts
1. Professional Fund Managers – with the experience, skills and resources to decide where, when and what to invest
2. Diversification of Assets – to minimize risk and volatility
3. Wide investment access to various asset classes and/or countries
4. Access to a diversified portfolio – at a fraction of the cost, without having to invest in huge amounts of money in a stock, bonds or other asset.
5. A liquid Investment
6. Regulated by SC to protect the interest of investors
How to Invest
1. Lump Sum Investment – with lump sum investment starting from as low as RM1000
2. Monthly Investments – Direct Debit Instruction with an investment as low as RM100 a month to capitalise on the Ringgit Cost Averaging (RCA) principle
3. EPF Member Investment Scheme (EPF-MIS) – invest in EPF Qualified funds via EPF-MIS from your EPF Account 1.
General Risk of Investing in Unit Trust Funds
Any investments carries with it an element of risk and prospective investor should consider the following risk factors before making any investment :
1. Returns not Guaranteed
2. General Market Risk
3. Security Specific Risk
4. Liquidity Risk
5. Inflation Risk
6. Loan Financing Risk
7. Risk of Non Compliance
8. Manager’s Risk
Please be informed that the above is not exhaustive, you may need to contact or consult you Unit Trust Scheme Consultant to learn more about the investment before investing.